Cashflow planning

With the help of sophisticated cashflow planning tools, we’ll help answer questions such as:

• Do I have enough money to take that trip of a lifetime / renovate my home?
• Can I afford to gift some money to my children / grandchildren?
• Am I saving enough for my later life needs?
• Am I spending too much or could I be spending more?

We’re here to help you identify what you want to achieve with your money, and how to get the most out of it.

Inheritance tax planning and gifting

You may want to know how best to financially help younger generations of your family or how to transfer wealth in the most tax-efficient way when the time comes for you to pass it on. We’ll analyse your financial arrangements, explore what matters most to you, and work out a plan to help you achieve your aims.

Investing

We know many of you are concerned about the level of your investment returns. We provide independent advice on a range of investments and have access to solutions that we tailor to each client’s individual needs and risk profile.

Read more about our approach to investing.

Later life care planning

Do you have questions about what you may need to pay for your older age care? And how you will fund it? You’re not alone. Almost half of those we asked in our recent client survey said they were worried about those questions. Life may not always be predictable, but we can help you plan for your later life needs and gain peace of mind there will be no financial surprises.

Protection

No one likes to think about dying or being seriously ill, but by planning ahead you can minimise the devastating impact these events could have on your finances and those you love.